Financial planning
Plan the number.
Picture the home.
Use a clear, editable estimate to understand how property value, down payment, interest and tenure shape a monthly EMI.
Plan your purchase
Home loan EMI calculator.
Adjust the assumptions to estimate a monthly payment before speaking with a lender.
₹10 lakh₹5 crore
5%80%
Estimated monthly EMI
₹52,069for 240 monthly paymentsPrincipalInterest
- Loan amount
- ₹60,00,000
- Total interest
- ₹64,96,655
- Total payment
- ₹1,24,96,655
Illustrative estimate only. Actual eligibility, rates, fees and repayments depend on the lender and are not a loan offer.
How it works
Four inputs.
One useful estimate.
The calculator uses the standard reducing-balance EMI formula. Change any value to recalculate the result instantly—no contact details required.

